Used Trucks Are Available in Many Styles and Sizes

It’s time to hit the road for a trip, but you’ve known for quite awhile that your current truck needs to be replaced. The days of its sleek finish are long gone, and it is hard to hear the radio thanks to the loud engine noise. You may have a lot of questions about your new set of wheels. We have the answers you need. Visit our dealership, and you will find a plethora of used trucks. We will help you pick a truck that fits your lifestyle and budget.

Before you visit, there are a few questions you can ponder. Think about how you will use your new vehicle. Will you need a compact truck, a mid-size truck or a full-size truck? A compact pickup truck might be right for you if saving money on gas is important. Compact trucks usually get better gas millage than larger sizes.

Do you need to be able to tow equipment or a boat? With a compact truck, you will be able to tow about 3,000 pounds. This truck can handle most boat towing tasks. If you have a larger boat, you may want to upgrade to a mid-size truck or a full-size truck.

Will you and a bunch of friends be heading to the lake for a fishing trip every weekend, or do you usually travel alone? It’s important to determine the amount of seating you will need in the cab section. A standard cab offers either one long bench seat or two bucket seats. It does not offer a second row of seating, but there is room for storage behind the seats. An extended cab offers a row of seating behind the front seats. This design offers either jump seats or a bench seat.

Most of our sales representatives have many years of experience selling used trucks. They are knowledgeable, friendly and will work hard to find you the right vehicle. Visit our website or call the dealership to learn more about what we have to offer.

How In-House Used Car Financing Can Benefit You as a Student

If you need a quality used car to get to your college or university classes and to your part-time job, your limited credit history may result in a low credit score. However, there are several alternative to traditional loans, such as bad credit car loans and in-house financing. In fact, as a student, in-house vehicle financing may benefit you, and we’re here to show you how.

More Loan Options

Used car dealerships that offer in-house financing often have a variety of loan options available that you may not be able to get from a lender that is more demanding. While you may not get the best interest rates, many dealerships are willing to work with students that have a limited credit history. It’s a good idea to learn about more than one type of loan from your dealership before you settle on one that meets your budget.

Convenience

A full load of classes, work and family obligations probably keep you busy all day, every day, so paying for your car in a way that is convenient is probably going to be important to you. In-house financing means you pay the dealership directly, so you can drop payments off on the way to or from school or even after your evening class, since some dealerships are open in the evening. Making your payments on time and in a way that is simple can help boost your credit score and enable you to keep your daily schedule flowing.

A Chance to Build Credit

As a young person with limited credit options, using bad credit car loans and in-house financing can actually improve your credit history. As you make payments and work toward meeting your loan’s requirements, you might see your credit score climb. Using in-house financing can start you down the path to building an excellent credit score for the future.

Owning a quality used car can make life as a student much more convenient. If you have a limited credit history, then using in-house financing might help this goal within reach.

Understanding Which Car Is Right for You

When you start shopping for used cars, it quickly becomes apparent that you have plenty of options. With makes and models from every year imaginable, it’s easy to get overwhelmed and go with the first car within your price range. Instead of caving too early and not getting the best deal, you should learn more about how to shop for a preowned vehicle that will actually work for you.

Short or Long Term

Is this a transitional car or something you hope to drive into the ground? If you need this car as a short-term replacement, sticker price and fuel efficiency are probably your biggest concerns. Think about how long you’ll actually have to use the vehicle, and then assess which features you can live without. If this is the car you’ll be driving for the foreseeable future, the amount you pay upfront should matter less than how long the car is expected to last. A little extra money at the outset is well worth it if you get another five years out of the vehicle.

Exterior or Interior Issues

Both the inside and the outside of the car are important, but you need to focus on what is actually selling you on (or turning you off of) certain used cars. If you can get a good vehicle at a good price and the only thing giving you pause is the color, is that an issue you can overcome? Remember that cars can be repainted, and perhaps you can make it a goal to save up for a color change. Similarly, is a cosmetic issue with the interior enough to make you look past a good deal?

When you really look at the used cars in your area and try to think about how you’ll feel once the novelty has worn off, it becomes easier to identify your real needs. Make sure you put in this effort when you start shopping around

Assess Your Needs for Optimal Selection of a Used Car

Walking onto the lot and looking at all of the choices of used cars you could buy, is equal parts exciting and overwhelming. There are so many important factors that go into choosing the perfect vehicle including your budget, the make and model, and even cosmetic things like the exterior color. However, assessing your needs is a critical step to take when narrowing your options. We hope to help you make the best decision by offering these suggestions for things to think about when selecting a new vehicle.

Cargo Space

Cargo space is the area you have to fill with various types of freight. This could be anything from groceries, to a stroller, to hiking and camping gear. For many buyers, cargo space is an important aspect to consider especially when the vehicle will serve as a mode of transportation for a family.

Fuel Economy

Long distance commuters are often inclined to look for used cars that have a considerable fuel economy. This gauge helps define a car’s ability to be efficient when traveling on the highway, especially during periods of heavy traffic. If you are looking for a commuter car to take you to and from work each day, fuel economy is an important factor you may wish to consider.

Safety Features

Many individuals with children seek vehicles that have certain safety features including child locks and back-up cameras. If there are specific features you wish to have in your vehicle, tell us about them and we can show you the used cars we have that meet these expectations.

Driving Conditions

Where do you drive and what is the weather like? Do you drive in a lot of stop-and-go traffic? Do you live in a place where ice and snow are prevalent? These factors are important to think about when making your selection.

By considering factors such as those listed above, you can have a solid idea of the kind of vehicle you want to buy. We are eager to show you our selection of used cars and to help you find something that is perfect for you.

How to Prepare to Secure Auto Loans

Other than buying a home or paying for a university or college education, getting a car is probably the biggest purchase you’ll ever make in your life. Unless you’re fortunate enough to have a big nest egg saved up or if you have an impressive cash flow coming through each month, you’ll need auto loans to help pay for your new vehicle. You don’t want to get in over your head or get to the dealer only to find out you can’t qualify for financing. Fortunately, there are some things you can do ahead of time to help ensure you get the financial assistance you need.

Pay Down Your Debt

Your debt-to-income ratio will go a long way in determining whether you qualify for a favorable loan. If you’re struggling with credit card debt, start working today to whittle it down. Pay off your installment loans and begin to chip away at those items bringing down your debt-to-income ratio. The less debt you have and more income you bring in, the better chances you have of getting a loan for the car you want.

Know Your Score

If you don’t know your credit score, it’s a good idea to find out what it is before shopping at the dealer. This way, there won’t be any surprises. Make sure you pay your bills on time or that you don’t open any credit accounts or get other loans right before you start shopping for a new vehicle. The better score you have, the better interest rate you’ll secure when you start looking for auto loans.

Have Something to put Down

If you know you’ll need a new car in the coming months, start saving money now. This will give you something to use for a down payment when you’re ready to purchase your car. The more you can put down, the less you’ll pay each month.

Getting a car loan doesn’t have to stress you out. Keep these tips in mind, and you can make this a smooth, enjoyable process.

Shopping Around for Car Loans

Buying a new car is exciting and stressful at the same time. We regularly have clients come in, looking for a car, but unsure of their financing options. At the dealership, we work with several different lending institutions to make car loans for people looking to purchase vehicles. There are a variety of options available and our sales managers work hard to get every customer the best deal possible. We understand that not everyone’s situation is the same, and what might be best for one person may not be the best for another.

Know Your Budget

When coming to the dealership to purchase a car it is a good idea to know what your budget is. Although we have the ability to calculate what kind of payments you may be able to afford, only you really know how much you can comfortably spend each month on car payments. After you have determined what size payments you are comfortable with, we should be able to determine a price range and begin looking at vehicles.

Check Several Institutions

Dealerships usually work with several institutions. When our salesman helps you set up your loan, ask them to check more than one institution to ensure you get the best rate possible. While they may have done a loan recently and one institution had a better rate than another, it is possible that a different institution would offer you a lower rate. It is always a good idea to check more than one place.

Credit Score

If you are worried about having a low credit score, it may be comforting for you to know that most institutions are willing to make car loans to individuals with low credit scores. Because car loans are usually short term, and the car is easily repossessed, these types of loans are lower risk than other loans. Make sure you ask before you assume you don’t qualify.

Buying a new car is exciting. By working hard for you, we hope to make it the best experience possible.

How Car loans can Improve Your Credit

If you are in the market for a car loan, but don’t know exactly what to do to get started with your car loan application or process, we’re here to help! We provide competitive car loans to any customer that needs one at rates they can afford. Because of the extent of our financing department, we are also able to offer car loan options that can suit any lifestyle or budget. Plus, getting car loans can actually go a long way in improving your credit for the long term.

Here are a few things that you need to know about car loans and about how they can improve your credit:

An overview of car loans

An car loan is a loan arrangement with a lender in which you will borrow an amount of money in order to pay for the purchase of your new or used car. The money that you take from a lender for an car loan needs to be spent on the auto – not on any other purchases. This is because the lender will have a stake in the car loan by owning part of the car that you purchase with the loan until the loan is repaid.

Anyone can get an car loan in the Maple Ridge area

Anyone can qualify for an car loan through our loan department. We are proud of the extensiveness of our financing programs, which allow each of our customers to get the best financial arrangements for their needs and lifestyles and help to make buying a car easier and more affordable than ever. For that reason, we offer excellent car loans to all of our customers – including those customers with bad credit.

Car loans have interest rates

Each car loan has an interest rate. The interest rate is based on the total amount of the loan and on a specific loan package. Interest rates vary based on a wide variety of factors, including an individual’s credit, economic conditions, special programs, and more.

Good credit helps

It helps to have good credit when applying for an car loan. Good credit is an indication to a lender that you have a history of being financially responsible and are, therefore, more likely to be responsible with the car loan that you take out. However, even customers with bad credit can get car loans through us. Contact us today for more information about car loans or to apply for one online or in person!

Benefits of Buying a Used Car from a Dealership

Are you in the market for a used car? Do you know that dealerships are the better choice over private party sales for used cars? I’m here to help you understand why you need to buy from our dealership instead of buying through a private party.

The bottom line when it comes to buying a used vehicle is that it can be a complicated process. With a private seller, you are in charge of everything. You have to handle all the paperwork involved and deal with the financing yourself. Additionally, when you buy from a private party, you usually only have one vehicle from which to choose. If you don’t like it, then you have to go out searching again, which can take a lot of time. I know I wouldn’t want to waste time driving all over to look at one car at a time.

Our dealership will help you through the process of choosing and buying a vehicle. We offer a wide range of vehicles, so you aren’t limited to just one option. We also help you complete any paperwork and ensure it is filed properly. Not to mention, that we have experience with financing, so we may be able to get you financed quicker than you could on your own and with better terms. Perhaps the best benefit of working with us is that we will begin to build a solid relationship. This is so important because at some point in the future, you will be int he market for a car again. So when you are ready to buy a different car in the future, you can trust in us to help you find the right one.

So, if you are thinking about buying a car, save yourself time and avoid the hassle by coming to our dealership. We will help you find the right car quickly and give you a great deal on it.

What Is a Certified Used Car?

Used cars are a great option for people who want a higher-end vehicle, but don’t want to pay that higher-end price. A brand new car can lose as much as 20 percent of its value within the first year of ownership alone. That means car buyers can get a vehicle that is just couple years old at a significant savings. But the term “used” comes with a bit of a stigma, with people assuming that a used car is more likely to have problems. Such concerns led to the creation of a new category of vehicle: the certified pre-owned car.

To qualify to be a certified used car, a vehicle can’t be too old and can’t have to many miles – usually no more than five to seven years old with no more than 60,000 to 80,000 miles. Vehicles that fall within that range are given a multi-point inspection and any damage is repaired. Finally, a certified pre-owned car is backed by the original manufacturer and comes with an extended warranty, limited bumper-to-bumper coverage and other services often associated with new car sales. While buying a certified used car will still net you savings over buying new, it is important to note that you may end up paying more than you would for a non-certified vehicle.

Some cars are misleadingly advertised as certified when they are not actually backed by the manufacturer and do not undergo the inspection and repairs that true certified vehicles do. In those cases what may be represented as a warranty is really a service contract entered into with a third party. Often these contracts require customers to pay for repairs upfront and seek reimbursement or, at the least, pay a deductible that can run hundreds of dollars.

If you do opt for a certified pre-owned car, you can rest assured that you’re getting one of the dealer’s best used cars that has been inspected, repaired and is backed by a warranty from the manufacturer.

The Benefits of Buying Used Trucks

Trucks can be expensive. If you need a solid vehicle that can carry your equipment and handle rough roads, you may want to buy a truck, but feel unsure that you can afford such a large purchase. Why stress about financing a brand new vehicle when there are so many benefits to buying used trucks?

Whenever a vehicle is driven away from its dealership, it begins to lose value. This does not mean that the truck itself becomes less strong or sturdy. However, it does mean that a used truck can a great deal. You can purchase a well-maintained used truck and drive it for years and years without breaking the bank. Many people today are trading in their trucks for smaller vehicles, so the used truck market is probably in your favor. Trucks are generally tough vehicles that can withstand wear and tear. If you work, live, or frequently drive in dusty, dirty, bumpy areas, you may not want to spend a lot of money on a vehicle that will inevitably be roughed up. It can be stressful to worry about dings and scrapes on an expensive fender or pain job. Used trucks are a great option because they can easily navigate rough roads, but you don’t have to spend a fortune to buy the reliable vehicle that you need.

If you frequently take your truck off-roading, you may want to make modifications to your vehicle so that it can perform at the highest level possible. However, many people do not want to perform extensive modifications on a brand new truck. If you buy a used truck, you can add modifications, such as lift kits, shocks, or springs, without worrying about voiding your warranty. An older vehicle can be a great canvas for your dream off-roader.

If you need a reasonably priced vehicle that can get your where you need to go, even if you need to drive through a construction site with heavy tools or head into nature, used trucks can meet all of your needs.