Walking onto the lot and looking at all of the choices of used cars you could buy, is equal parts exciting and overwhelming. There are so many important factors that go into choosing the perfect vehicle including your budget, the make and model, and even cosmetic things like the exterior color. However, assessing your needs is a critical step to take when narrowing your options. We hope to help you make the best decision by offering these suggestions for things to think about when selecting a new vehicle.
Cargo space is the area you have to fill with various types of freight. This could be anything from groceries, to a stroller, to hiking and camping gear. For many buyers, cargo space is an important aspect to consider especially when the vehicle will serve as a mode of transportation for a family.
Long distance commuters are often inclined to look for used cars that have a considerable fuel economy. This gauge helps define a car’s ability to be efficient when traveling on the highway, especially during periods of heavy traffic. If you are looking for a commuter car to take you to and from work each day, fuel economy is an important factor you may wish to consider.
Many individuals with children seek vehicles that have certain safety features including child locks and back-up cameras. If there are specific features you wish to have in your vehicle, tell us about them and we can show you the used cars we have that meet these expectations.
Where do you drive and what is the weather like? Do you drive in a lot of stop-and-go traffic? Do you live in a place where ice and snow are prevalent? These factors are important to think about when making your selection.
By considering factors such as those listed above, you can have a solid idea of the kind of vehicle you want to buy. We are eager to show you our selection of used cars and to help you find something that is perfect for you.
Other than buying a home or paying for a university or college education, getting a car is probably the biggest purchase you’ll ever make in your life. Unless you’re fortunate enough to have a big nest egg saved up or if you have an impressive cash flow coming through each month, you’ll need auto loans to help pay for your new vehicle. You don’t want to get in over your head or get to the dealer only to find out you can’t qualify for financing. Fortunately, there are some things you can do ahead of time to help ensure you get the financial assistance you need.
Pay Down Your Debt
Your debt-to-income ratio will go a long way in determining whether you qualify for a favorable loan. If you’re struggling with credit card debt, start working today to whittle it down. Pay off your installment loans and begin to chip away at those items bringing down your debt-to-income ratio. The less debt you have and more income you bring in, the better chances you have of getting a loan for the car you want.
Know Your Score
If you don’t know your credit score, it’s a good idea to find out what it is before shopping at the dealer. This way, there won’t be any surprises. Make sure you pay your bills on time or that you don’t open any credit accounts or get other loans right before you start shopping for a new vehicle. The better score you have, the better interest rate you’ll secure when you start looking for auto loans.
Have Something to put Down
If you know you’ll need a new car in the coming months, start saving money now. This will give you something to use for a down payment when you’re ready to purchase your car. The more you can put down, the less you’ll pay each month.
Getting a car loan doesn’t have to stress you out. Keep these tips in mind, and you can make this a smooth, enjoyable process.
Buying a new car is exciting and stressful at the same time. We regularly have clients come in, looking for a car, but unsure of their financing options. At the dealership, we work with several different lending institutions to make car loans for people looking to purchase vehicles. There are a variety of options available and our sales managers work hard to get every customer the best deal possible. We understand that not everyone’s situation is the same, and what might be best for one person may not be the best for another.
Know Your Budget
When coming to the dealership to purchase a car it is a good idea to know what your budget is. Although we have the ability to calculate what kind of payments you may be able to afford, only you really know how much you can comfortably spend each month on car payments. After you have determined what size payments you are comfortable with, we should be able to determine a price range and begin looking at vehicles.
Check Several Institutions
Dealerships usually work with several institutions. When our salesman helps you set up your loan, ask them to check more than one institution to ensure you get the best rate possible. While they may have done a loan recently and one institution had a better rate than another, it is possible that a different institution would offer you a lower rate. It is always a good idea to check more than one place.
If you are worried about having a low credit score, it may be comforting for you to know that most institutions are willing to make car loans to individuals with low credit scores. Because car loans are usually short term, and the car is easily repossessed, these types of loans are lower risk than other loans. Make sure you ask before you assume you don’t qualify.
Buying a new car is exciting. By working hard for you, we hope to make it the best experience possible.
If you are in the market for a car loan, but don’t know exactly what to do to get started with your car loan application or process, we’re here to help! We provide competitive car loans to any customer that needs one at rates they can afford. Because of the extent of our financing department, we are also able to offer car loan options that can suit any lifestyle or budget. Plus, getting car loans can actually go a long way in improving your credit for the long term.
Here are a few things that you need to know about car loans and about how they can improve your credit:
An overview of car loans
An car loan is a loan arrangement with a lender in which you will borrow an amount of money in order to pay for the purchase of your new or used car. The money that you take from a lender for an car loan needs to be spent on the auto – not on any other purchases. This is because the lender will have a stake in the car loan by owning part of the car that you purchase with the loan until the loan is repaid.
Anyone can get an car loan in the Maple Ridge area
Anyone can qualify for an car loan through our loan department. We are proud of the extensiveness of our financing programs, which allow each of our customers to get the best financial arrangements for their needs and lifestyles and help to make buying a car easier and more affordable than ever. For that reason, we offer excellent car loans to all of our customers – including those customers with bad credit.
Car loans have interest rates
Each car loan has an interest rate. The interest rate is based on the total amount of the loan and on a specific loan package. Interest rates vary based on a wide variety of factors, including an individual’s credit, economic conditions, special programs, and more.
Good credit helps
It helps to have good credit when applying for an car loan. Good credit is an indication to a lender that you have a history of being financially responsible and are, therefore, more likely to be responsible with the car loan that you take out. However, even customers with bad credit can get car loans through us. Contact us today for more information about car loans or to apply for one online or in person!
Are you in the market for a used car? Do you know that dealerships are the better choice over private party sales for used cars? I’m here to help you understand why you need to buy from our dealership instead of buying through a private party.
The bottom line when it comes to buying a used vehicle is that it can be a complicated process. With a private seller, you are in charge of everything. You have to handle all the paperwork involved and deal with the financing yourself. Additionally, when you buy from a private party, you usually only have one vehicle from which to choose. If you don’t like it, then you have to go out searching again, which can take a lot of time. I know I wouldn’t want to waste time driving all over to look at one car at a time.
Our dealership will help you through the process of choosing and buying a vehicle. We offer a wide range of vehicles, so you aren’t limited to just one option. We also help you complete any paperwork and ensure it is filed properly. Not to mention, that we have experience with financing, so we may be able to get you financed quicker than you could on your own and with better terms. Perhaps the best benefit of working with us is that we will begin to build a solid relationship. This is so important because at some point in the future, you will be int he market for a car again. So when you are ready to buy a different car in the future, you can trust in us to help you find the right one.
So, if you are thinking about buying a car, save yourself time and avoid the hassle by coming to our dealership. We will help you find the right car quickly and give you a great deal on it.
Used cars are a great option for people who want a higher-end vehicle, but don’t want to pay that higher-end price. A brand new car can lose as much as 20 percent of its value within the first year of ownership alone. That means car buyers can get a vehicle that is just couple years old at a significant savings. But the term “used” comes with a bit of a stigma, with people assuming that a used car is more likely to have problems. Such concerns led to the creation of a new category of vehicle: the certified pre-owned car.
To qualify to be a certified used car, a vehicle can’t be too old and can’t have to many miles – usually no more than five to seven years old with no more than 60,000 to 80,000 miles. Vehicles that fall within that range are given a multi-point inspection and any damage is repaired. Finally, a certified pre-owned car is backed by the original manufacturer and comes with an extended warranty, limited bumper-to-bumper coverage and other services often associated with new car sales. While buying a certified used car will still net you savings over buying new, it is important to note that you may end up paying more than you would for a non-certified vehicle.
Some cars are misleadingly advertised as certified when they are not actually backed by the manufacturer and do not undergo the inspection and repairs that true certified vehicles do. In those cases what may be represented as a warranty is really a service contract entered into with a third party. Often these contracts require customers to pay for repairs upfront and seek reimbursement or, at the least, pay a deductible that can run hundreds of dollars.
If you do opt for a certified pre-owned car, you can rest assured that you’re getting one of the dealer’s best used cars that has been inspected, repaired and is backed by a warranty from the manufacturer.
Trucks can be expensive. If you need a solid vehicle that can carry your equipment and handle rough roads, you may want to buy a truck, but feel unsure that you can afford such a large purchase. Why stress about financing a brand new vehicle when there are so many benefits to buying used trucks?
Whenever a vehicle is driven away from its dealership, it begins to lose value. This does not mean that the truck itself becomes less strong or sturdy. However, it does mean that a used truck can a great deal. You can purchase a well-maintained used truck and drive it for years and years without breaking the bank. Many people today are trading in their trucks for smaller vehicles, so the used truck market is probably in your favor. Trucks are generally tough vehicles that can withstand wear and tear. If you work, live, or frequently drive in dusty, dirty, bumpy areas, you may not want to spend a lot of money on a vehicle that will inevitably be roughed up. It can be stressful to worry about dings and scrapes on an expensive fender or pain job. Used trucks are a great option because they can easily navigate rough roads, but you don’t have to spend a fortune to buy the reliable vehicle that you need.
If you frequently take your truck off-roading, you may want to make modifications to your vehicle so that it can perform at the highest level possible. However, many people do not want to perform extensive modifications on a brand new truck. If you buy a used truck, you can add modifications, such as lift kits, shocks, or springs, without worrying about voiding your warranty. An older vehicle can be a great canvas for your dream off-roader.
If you need a reasonably priced vehicle that can get your where you need to go, even if you need to drive through a construction site with heavy tools or head into nature, used trucks can meet all of your needs.
When you are looking to buy a new vehicle for yourself, you are going to have to make a lot of decisions. There are many different angles that have to be covered in regards to your future ride. If money is a concern of yours, then you might be doing yourself a favor by opting to buy used cars. There are plenty of reasons that this is a more sound financial decision for you to make in the long run.
Right off the bat, you are going to save money when you opt to buy a vehicle that is used. This is because cars that have been driven already depreciate in value almost immediately. When you are looking into the various options that you have, you will notice that used options are always more affordable than others. This can be a great way to inspire your purchase, but there are other ways used cars allow you to save.
Insuring your vehicle is also a lot more cost effective when it is used. Insurance companies tend to put lower costs on vehicles that have already seen time on the road. This means that you will also wind up saving money over time. Your insurance will be at a place that makes you feel happy, and you will not have to worry about forking over a small fortune every month just to stay on the road.
Though cars tend to depreciate in value as soon as they are driven off the lot, the decline tends to slow down at a certain point. This means, if you are purchasing used cars for your needs, you will not have to worry about your vehicle losing immense amounts of value anytime soon. The loss is slow at a certain point, allowing you the option of selling your car for a fair price when the time comes.
Having a car seems to make life a whole lot easier. While you may have been able to get away with not owning a vehicle for a bit, you’ll find that you can accomplish a lot more when you’re behind the wheel of a trustworthy ride. Our lot offers a wide variety of options for you to consider when the time comes to buy used cars. Before you begin, there are a couple of points to remember.
Purchasing a car is always going to come at a cost. Vehicles are not cheap and you need to make sure your finances are in order in advance. If, for example, you require the use of a loan for your purchase, it is a good idea to look over your credit score. A low score can make it difficult to finance a vehicle through some dealerships. We offer several options for financing even with bad credit, so be sure to have a general idea of your credit info before your first visit.
You also can benefit from taking time to think about what type of car you would like to buy. Used vehicles offer plenty of advantages and come in a variety of makes and models. Do a little research into which options will suit your needs best. Remember to think about the specific requirements of your life. If you have a big family, be sure to invest in a car that has ample space for each member of your tribe.
There are many reasons to think about investing in a vehicle. When the time comes for you to discover the perfect used rides for your life, be sure to pay us a visit. Take time to figure out your finances and your specific vehicle requirements in advance. Doing this will help us to get you behind the wheel of a car that you can feel satisfied with.
Pioneer Motor Group cares about our community and we currently remain open regular business hours. We understand the needs of our customers to have their vehicles serviced and to purchase vehicles. We are using safety protocols to maintain safe social distancing during this time and we are taking preventative steps to keep our visitors and staff safe.
We are asking our customers to not come in if:
1) They have travelled outside the country in the last 14 days
2) They have been on an airplane in the last 14 days, where possible unknown exposure may have occurred
3) They have been in direct contact with someone who travelled outside the country in the last 14 days or who is exhibiting flu-like symptoms.
4) They have flu-like symptoms themselves or feel unwell, or have someone in their household who does.
We are maintaining safe workplace procedures. We have increased our cleaning and sanitation and have implemented the following standards:
1) No handshaking policy.
2) Social distancing
3) Employees while sick or experiencing flu-like symptoms are at home.
4) ALL departments at the dealership are cleaned thoroughly.
5) A sanitizing agent will be used throughout the day on frequently touched surfaces in all parts of our dealership. It will be used immediately following any business conducted with our customers on the local area of the business conducted
6) Handwashing signs are posted in all washrooms and at entrances. Increased handwashing and cleanliness protocols are in place.
Keeping everyone safe and healthy is important! We will keep you up to date with business operations as government announcements are made.
Thank you and stay safe!